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Buy an apartment with a 0% down payment
If you are planning to buy a new apartment, check out the unique offer of Liberty.
Buy an apartment only based on a simplified income check, under the condition of a "simplified mortgage loan".
Using the "Simplified Mortgage Loan" of Liberty is an easy process:
The condition of 0% down payment applies to development projects fully financed by Liberty, the completion of construction of such projects is ensured by Liberty Bank.
Check out the offers of the Partner Developers of Liberty.
| Loan Amount | 10,000 - 200,000 GEL |
| Term | Minimum - 4 months, Maximum in GEL - 240 months |
| Currency | GEL |
| Interest rate (Nominal and Effective*) | Indexed** percent: from 11,5% in GEL, effective from 12,24%; |
| Collateral | Real estate, a guarantee of partner developer |
| Income | From 500 GEL |
| Loan fee | 0.4 % Min. 50 GEL |
| Age | 18 - 75 Years |
| Contribution | 0% |
| Co-borrower | No more than three co-borrowers are allowed (principal borrower + two co-borrowers) |
| Other expenses | Cost of security registration in National Agency of Public Registry - from 158 GEL; Cost of removing the security of National Agency of Public Registry - from 151 GEL |
*Effective interest rate is calculated: 120 months for GEL 200,000
**Index: GEL - Tbilisi interbank interest rate - TIBR 1M index; USD - Term SOFR; Euro - Euribor index.
